April is Distracted Driving Month. Join us and thousands of Americans in urging drivers to keep their eyes, hands and minds on the road. And let’s start with our kids, the group at greatest risk for death or injury from distracted driving. Thank you!
Please also review Ways to Manage Distractions while Driving and the Dangers of Smart Phones!
Also please visit our Safety and Accident Prevention Blog and Website!
In a new survey of nearly 900 motorists, State Farm Insurance found that the use of mobile Web services has increased dramatically in the last two years. The data showed that, for all drivers, accessing the Internet while on a cell phone increased from 13 percent in 2009 to 18 percent in 2011, and from 29 percent to 43 percent for drivers 18 to 29. Ironically, the study also showed that texting while driving remained flat or decreased in most instances, perhaps due to the increasing number of states that ban texting. “Calls from the National Transportation Safety Board (NTSB) and others to ban cell phones are focusing now on both texting and Web use while driving. The mobile Web is a growing issue for safety advocates concerned about distractions while driving,” said David Beigie, State Farm public affairs vice president.
Also please read this article on Managing Distractions While Driving and Dangers of Smart Phones!
Also please visit our Safety and Accident Prevention Blog and Website!
Mobile devices today have made it easier than ever to stay connected. Texting, tweeting or checking email are all everyday occurrences for most Americans. But combine any of these seemingly harmless activities with driving and you have a recipe for disaster. Distracted driving is an epidemic that is sweeping through our country, claiming lives and destroying families. April is Distracted Driving Awareness Month and a great time for all of us to let that call go to voice mail and learn how we can prevent these senseless tragedies.
Read More on dangers of smart phones!
Also please visit our Safety and Accident Prevention Blog and Website!
By now most people are aware of the horrific crash that occurred on I-75 in Florida. It not only took 10 lives but sent 18 others to the hospital as well. For a full report you can read this article from CBS news. Although we deal with families and person that have suffered serious injuries or even lost loved ones every day, it doesn’t make seeing this kind of story any easier. We hope that this tragedy will be fully investigated and that some good will come from this. We will address information about this car wreck that we think may be of some safety benefit to our readers.
Also please visit our Safety and Accident Prevention Blog and Website!
Have you ever felt overwhelmed or confused by the amount of car insurance options? This series is designed to help you understand the different options you have when acquiring car insurance and what these different options protect and why they’re important. Knowing your car insurance options before you face having to file a personal injury claim can put you in a much better position if you are ever injured and in the need of a car accident lawyer.
Gap insurance is designed to protect you when you buy a car on loan. When you buy a car on loan and drive the car off the lot, you immediately owe the bank more than the car is worth. if you are involved in a wreck that is not your fault where your car is totaled, the party responsible for the wreck owes you the fair market value for the car. However, due to interest on the car loan, a person will often owe more money on the loan than it is worth. This leaves a person in the uncomfortable position of making payments on a car they no longer own or risk defaulting on a loan and destroying their credit score.
How can you prevent this from happening to you? You can purchase gap insurance when you purchase the car. The purpose of gap insurance is to cover the difference between the amount owed on a car loan and the fair market value of the car in the event the car is totaled in a wreck. Gap insurance gives you peace of mind in knowing that if your car is destroyed through someone else’s fault, you will not owe money on the car. You can receive the fair market value from the other driver’s insurance coverage and the difference between the amount owed and the fair market value will be paid by gap insurance.
Hopefully, you will never been involved in a car crash and won’t need a lawyer to file a claim on your behalf. However, knowing what insurance options you have out there only puts you in a better position in case you are ever involved in a car accident.
Also please visit our Safety and Accident Prevention Blog and Website!
Our firm is proud to announce the addition of our new office in Athens, Alabama. Our new office is located at 201 W Washington Street, Athens, Alabama 35611. The Athens office phone number is 256-233-0002. We are proud to serve the residents of Athens and Limestone County. We will continue to represent those injured in car accidents, truck accidents, and those needing help with a personal injury claim. We will also continue to help individuals and small businesses needing assistance with civil litigation in Athens and Limestone County. We look forward to hearing from you.
Also please visit our Safety and Accident Prevention Blog and Website!
We will try to keep this blog from solely being about insurance coverage, but we ran into the issue again yesterday. We were retained to represent a pleasant young lady that was seriously injured in a car wreck that was not her fault. Based on the insurance company for the negligent and wanton driver, we expect the insurance limits to be only $25,000.00. Unfortunately, our client’s UM/UIM limits appear to be only $25,000.00. $50,000.00 sounds like a large sum of money, but we expect this young lady’s medical bills to easily far exceed that amount. We urge all of you to consider raising your UM/UIM limits.
We recommend $250,000, but not everyone can afford this. You should at least make sure that your UM/UIM limits are at least as high as your liability limits. In the case of our client, her liability coverage was $50,000.00. If she was negligent or wanton and injured someone, that other person would have up to $50,000.00 of insurance to cover medical expenses, lost wages, and other damages. If you have any questions about UM/UIM coverage, watch the below video or give us a call.
Also please visit our Safety and Accident Prevention Blog and Website!
